Get your free yearly credit report and start protecting your financial freedom now.
Have you been getting high quotes on interest rates lately? Or is someone probably misusing your identity and your accounts? The solution to both these problems lies in starting to take a closer look at your credit report. It is easy and takes very little time to obtain a copy and scan it for anomalies that could be affecting you without your knowledge.
Credit reports were used by 75% of lenders last year to assess their customers.
Employers have used credit reports for scanning candidates and current employees.
Read on for more information.
FREE
YEARLY CREDIT REPORT: ORDERING
The government entitles everyone now a free yearly credit report
once a year on request. There is a central site that coordinates this work.
The three major bureaus do not provide the free report themselves, although
you can obtain one from them by paying a fee.
Get a free copy of your credit report online, order by phone, or fill up the FTC form and mail it to the mail address. The whole process does not take much time and you can get hold of your free credit report within a fortnight.
FREE YEARLY CREDIT REPORT: VIEWING
ONLINE
The simplest way is to order online. Go to annual credit report
web site and provide your personal information. The report can then be viewed
instantly on the monitor. The site is secure and keeps the information confidential.
A combined credit report can be obtained free from a central online source, the three bureaus or other private agencies on payment of fees. This document contains a summary of all the three reports consolidated into one credit report. This ensures you do not miss any data available at only one of the agencies and not others.
FREE YEARLY CREDIT REPORT: FREE
TRIALS
Many institutions and companies now provide free credit reports
on your signing up with them for receiving newsletters and other financial
products. The free report service must be cancelled before a given period
to forestall being billed automatically for the subsequent period, just like
a free trial magazine offer.
A credit report is a vital financial document containing loads of personal, accounting, legal, and other information in a densely packed format. Millions of such records and reports are processed by the three major bureaus. Chances of errors creeping in are therefore quite high. Any error found can be reported and rectified free of charge at any of the three bureaus.
FREE YEARLY CREDIT REPORT: SPECIAL DISCOUNTED/FREE
REPORTS
You may qualify for a discounted or free report in case you meet the following
criteria.